Financial institutions face challenges in today's digital era, as customers demand seamless omnichannel banking experiences. Real-time data plays a crucial role in meeting these expectations and surpassing consumer and business expectations. Banks must adopt cloud and microservices architectures to leverage real-time data and maximize the user experience. A unified real-time data layer can provide banks with speed, flexibility, and innovation capabilities while transitioning from legacy IT systems. Real-time analytics is essential for financial institutions to stay competitive in today's fast-paced market environment.