Stripe is a popular payment platform, offering features such as user-friendly interface, extensive API documentation, and easy integration. However, its pricing can be complex and may not suit every business model. Additional costs can accrue from Stripe's Scale plan, international transactions, and other integrated products. Negotiating with Stripe can be complex and may lead to multi-year commitments, affecting business flexibility. For SaaS businesses, Togai presents itself as a tailored solution that could streamline billing and reduce costs.