Many banks have adopted technologies that support digital banking services, but personalization remains a critical missing element. In an era where software companies are disrupting industries with more personalized services, customers expect their banks to offer the same level of customization. Banks need to rethink their data layer strategies and adopt data infrastructures capable of handling large volumes of customer data for personalized offers and interactions. Financial institutions can learn more about this topic by downloading a free white paper on The Power of Personalization: Driving Digital Banking Success, which explains the importance of the data layer in enabling the future of digital banking.