Alpaca has launched Instant Funding for Broker API, a new payment feature that provides seamless user experience by allowing end customers to begin trading immediately without waiting for funds to arrive and settle. This feature helps reduce the time to trade once an account is opened, increases engagement, and reduces churn rates. With Instant Funding, partners can remove barriers of waiting 1-4 business days for customer buying power, leading to a quicker, smoother, and more consistent trading experience. The feature also streamlines the flow of funds with single bulk payments, simplifies reconciliation, and generates additional revenue streams through customizable markup fees. Partners can set specific limits on customer accounts for instant funding, integrate seamlessly with Broker API, support stock trading, and eliminate the need to pre-fund with Alpaca on T+0 for stock trading.