You need to create a budget template that accurately reflects your business's financial needs and goals. A static budget combines all function-specific budgets into one, providing a full picture of estimated expenses and financial strategy for the upcoming fiscal year. Overhead budgets account for indirect costs like administration, taxes, rent, utilities, and insurance, helping you plan how to use other funds more practically. Multiple-project budgets track specific items per project, such as product-by-product COGS, labor costs, equipment, and resource costs. Startup budgets focus on expenses for the first year of business, including funding from investors, licensing, and overhead expenses. Labor budgets break down employee-related costs into direct, indirect, fixed, and variable categories, allowing you to simulate scenarios and make informed hiring decisions. Cash flow budgets estimate income and expenses, helping you proactively manage resources and anticipate potential cash shortages. Administrative budgets account for general expenses like depreciation, insurance, training, communication, marketing, and accounting fees. Regular budget reviews are essential to stay on track with financial goals and respond to changing market conditions.