This script creates a real-time bank account monitor that sends SMS alerts for debit transactions using the TransferWise API and Twilio SMS API. The application retrieves profile IDs, balances, and statements from the TransferWise API and formats them into an SMS message using the Twilio API. It also schedules recurring jobs to run on a server every five minutes using CRON or launchd/ScheduledTasks, depending on the operating system. This allows the monitor to act quickly in case of suspicious activity, such as fraudulent debit transactions. The script uses Python, requests, and Twilio libraries, and requires a TransferWise account, a server with low CPU power, and environment variables for authentication and phone numbers.