French home insurance company Luko has leveraged its modern data stack to develop a new business model that focuses on preventing problems and reducing claims, rather than profiting from them. Modern data collection and analysis are critical to Luko's approach, with the company using various services that rely on data for their effectiveness. The use of a centralized data warehouse and efficient transformation and visualization tools has enabled everyone in the company to have easy access to reliable and up-to-date data, improving decision-making across the organization. This modern data stack has allowed Luko to grow, scale, and innovate, with the combination of Fivetran connectors and dbt being particularly useful.