To build a GenAI model that can utilize real-time data streams with Confluent, Flink, and MongoDB, businesses must adopt a cloud-native foundation and implement centralized data governance. This enables the integration of legacy technology with cloud-native systems, unlocking powerful use cases such as real-time personalization for customers. With Confluent Cloud, companies like Capital One can stream data, productize it, and manage it at scale, making it easier to leverage AI for customer personalization and power real-time fraud detection capabilities. By treating data as a product, businesses can govern their data effectively and share it across the organization as reusable data streams, unlocking value for both the business and its customers.