The payments market is rapidly evolving with increased digital transactions and lower costs, but this growth also leads to higher fraud rates. Companies are looking for ways to minimize fraud while maintaining seamless buyer experiences. Early methods like "decision engines" had limitations due to outdated systems and slow analysis times. Predictive analytics has emerged as a solution, but the challenge lies in selecting appropriate AI models and ensuring real-time data analysis at a global scale. Aerospike's "Hungry AI" offers an efficient solution by processing hundreds of terabytes and billions of events per day, quickly analyzing thousands of data points to either validate transactions or apply extra scrutiny.