Add Strong PSD2 Authentication to Your Application

With the rise of online shopping, fraud and unauthorized payments are becoming increasingly common, prompting the introduction of a new standard for authenticating online payments in Europe called "Secure Customer Authentication" (PSD2). This initiative aims to add an extra layer of security to transactions by requiring multiple authentication methods, such as something the user knows, is, or has. The Verify API from Vonage can help implement this feature, allowing developers to send a code to the customer's phone and check if it matches their PIN, thereby confirming the payment. By following these steps, developers can integrate PSD2 into their applications and ensure secure transactions.